|
Dividend Rates | Loan Rates
| Dividend Rates |
Rate** |
APY** |
| Shares |
| Daily Average Balance |
.249% |
.25% |
| Christmas Club |
| Annual Balance $5 or more |
.50% |
.50% |
| Certificates of Deposit |
| A minimum balance of $500.00 is required to open a certificate account.
Early withdrawal penalties:
12 months or less = 30 days interest;
more than 12 months = 90 days interest. |
| 6 Months |
1.00% |
1.00% |
| 12 Months |
1.10% |
1.11% |
| 24 Months |
1.75% |
1.76% |
| 36 Months |
1.95% |
1.96% |
| 48 Months |
2.25% |
2.26% |
| IRA Certificates of Deposit |
| A minimum balance of $500.00 is required to open a certificate account. IRA certificate rates are the same as rates shown above. Early withdrawal penalties: 12 months or less = 30 days interest; more than 12 months = 90 days interest. |
*APY = Annual Percentage Yield
**APR = Annual Percentage Rate
All rates may change at any time and the rates posted may not be current
please call us for current rate information.
|
APR* |
| Mortgage and Home Equity |
| Home Equity Loans--Open and Closed End |
as low as 6.75% |
| First Mortgage |
as low as 5.75% |
| Second Mortgage |
as low as 6.00% |
| Signature Loan |
| Up to 24 months |
as low as 7.07% |
| 25 to 36 months |
as low as 8.07% |
| Open-End Plans |
| Overdraft Line-Of-Credit |
15.00% |
Visa--Fixed rate
If you would like a copy of your VISA
Credit Card Disclosure, please contact
the Credit Union at 719-542-5773 |
as low as 7.99% |
| Product Secured Loans |
Certificate Secured--fixed to
length of certificate term |
2.50% over certificate rate |
| Share Secured--fixed rate |
2.50% over shares rate |
| Auto, Truck, Van, Motorcycle, Boats, Campers and RV's ** (2009-2010) |
| Up to 24 months |
as low as 5.07% |
| Up to 36 months |
as low as 5.32% |
| Up to 48 months |
as low as 5.57% |
| Up to 60 months |
as low as 5.82% |
| Up to 72 months |
as low as 6.07% |
| Up to 84 months |
as low as 6.32% |
| Auto, Truck, Van, Motorcycle, Boats, Campers and RV's ** (2006-2008) |
| Up to 24 months |
as low as 6.07% |
| Up to 36 months |
as low as 6.33% |
| Up to 48 months |
as low as 6.57% |
| Up to 60 months |
as low as 6.82% |
| Auto, Truck, Van, Motorcycle, Boats, Campers and RV's ** (2005) |
| Up to 24 months |
as low as 6.07% |
| Up to 36 months |
as low as 6.32% |
| |
|
| Auto, Truck, Van, Motorcycle, Boats, Campers and RV's ** (2004 and older) |
| Up to 24 months |
as low as 6.07% |
| Up to 36 months |
as low as 6.32% |
| Recreational Vehicles-- |
| terms up to 15 yrs available based on model year |
call for rate quote |
*APR = Annual Percentage Rate
**Actual rate will vary based on information provided by the credit reporting agencies.
Values based on NADA retail.
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