Dividend Rates Rate** APY**
 Shares

Daily Average Balance

 

.10% apr .10% apy

 Christmas Club 

 

Annual Balance $25 or more

 

.10% apr            .10% apy

 Certificates of Deposit

 

A minimum balance of $500.00 is required to open a certificate account. Early withdrawal penalties: 12 months or less = 30 days interest; more than 12 months = 90 days interest.
6 Months  .18% apr .18%   apy
12 Months  .299% apr .30%   apy
24 Months  .549% apr .55%   apy
36 Months  .799% apr .80%   apy
48 Months  .99% apr 1.00% apy
- - -

 IRA Certificates of Deposit

 

A minimum balance of $500.00 is required to open a certificate account. IRA certificate rates are the same as rates shown above. Early withdrawal penalties: 12 months or less = 30 days interest; more than 12 months = 90 days interest.

ALL RATES EFFECTIVE May 1, 2017

 

*APY = Annual Percentage Yield
*APR = Annual Percentage Rate

All rates may change at any time and the rates posted may not be current please call us for current rate information.

 

 

 

APR*
 Mortgage and Home Equity
Home Equity Loans--Open and Closed End as low as 5.25% apr up to 9.25% apr  
     
     
 Signature Loan                                           

Up to 12 months

13 to 24 months

as low as 7.99% apr up to 18.00% apr

as low as 8.99% apr up to 18.00% apr

 

25 to 36 months

37 to 48 months

as low as 9.99% apr up to 18.00% apr

as low as 10.99% apr up to 18.00% apr

 

 
 Open-End Plans
Overdraft Line-Of-Credit 15.00% apr  

Visa--Fixed rate

If you would like a copy of your VISA

Credit Card Disclosure, please contact

the Credit Union at 719-542-5773

as low as 7.99% apr up to 17.99% apr

 
 Product Secured Loans
Certificate Secured--fixed to
length of certificate term
2.50% over certificate rate at time of purchase  
Share Secured--fixed rate 2.50% over current shares rate  
 

Auto, Truck, Van, Motorcycle, Boats, Campers and RV's **   (2012 or newer)

 

Up to 60 months as low as 2.74% apr up to 18.00% apr  
61 to 72 months (over $15,000.00) as low as 3.74% apr up to 18.00% apr  
73 to 84 months (over $25,000.00) as low as 4.74% apr up to 18.00% apr*  

*Credit scores 609 or below maximum of 72 months financing available

   
     
     
 Auto, Truck, Van, Motorcycle, Boats, Campers and RV's **   (2003-2011)
Up to 48 months as low as 3.74% apr up to 18.00% apr  
49 to 60 months as low as 3.74% apr up to 18.00% apr  
61 to 72 months (over $15,000.00) as low as 4.74% apr up to 18.00% apr  
73 to 84 months (over $25,000.00) as low as 5.74% apr up to  18.00% apr  
Some restrictions may apply!    
*Credit scores 609 or below maximum of 72 months financing available    
 Recreational Vehicles--
terms up to 15 yrs available based on model year call for rate quote  

 

*APR = Annual Percentage Rate

**Actual rate will vary based on information provided by the credit reporting agencies. 

Values based on NADA retail. 

2016 Privacy Statement available under "Services" link

This Credit Union is federally insured by the National Credit Union Administration